After several years of subscribing to what they call, Daily Wealth Premium I feel that  Sjuggerud is a bit inexperienced, does not have sufficient market skills under his fold, and the proper past perspective for his judgment calls. As an example, he likes to say the phrase “XXXXXX is as cheap as it’s ever been” a lot, whereas “been” in the case of stocks is merely 20 years and assumes a typical post-WWII recovery (i.e. further P/E expansion from an already overvalued level).
Or he’ll pooh-pooh the inconsistency between comparing trailing P/E and forward P/E which is a very mainstream and erroneous fad.
He recently admitted that the trend is more important than valuation, but he has tended to be a bit too early on his calls. His relatively recent and future calls may be more finely-tuned now that he relies on systematic models from his True Wealth Systems service which appears to be mostly optimized with moving averages with fundamental factors.

That said “DailyWealth Premium  is not even an advisory., It’s ads only. They advertise how well they’ve done in the past.

Don’t go there to find any new buying opportunities. I read it primarily for educational purposes, to keep up with trends, etc.

Stansberry’s Investment Advisory  (”End of America” VIDEO or some such). It’s a fairly simple algorithm: those who pump scare stories with a product pitch at the end are really offering nothing. Any truly intelligent and knowledgeable investor is concentrating on growing their own assets and not trying to suck dollars from bank accounts of little people. Unfortunately, the small investor usually only figures this out after having turned money over to the scam artists.

The way to financial success is very, very straightforward: save, save, save and invest in assets that offer steady growth over time (think investment grade bonds, market-sector leading companies trading below historical norms, and so forth). I highly recommend Ben Stein’s book “You Can Time the Market” which presents the most intelligent framework for how to analyze market conditions, for index or individual stock investments.

This author Ben Stein is the same who also played the science (math?) teacher in “Wonder Years” who happens to be an economist and was in a previous administration on the President’s Board of Economic Advisors.

And note: you can probably find his book in the library, or used on Amazon for about $3.00. There’s all the investment you need to start learning.

Back to saving — save on the order of 20-30% of discretionary income a year if in your 20’s/early 30’s and if you don’t squander on “get rich” gimmicks you will be independently wealthy by 50. If you are 55+ with limited savings, don’t waste your money on trying to turn $5000 into $5 million because most likely you will turn $5000 into $0.

Its  Stansberry’s Investment Advisory “End of America VIDEO”

IS THAT SIMPLE ?

If you are interested in dealing with a scam operation, subscribe to the Retirement Millionaire Newsletter.  If you want to want to avoid scams, avoid this newsletter.

I subscribed, never received anything from them, have called three times to cancel, have never received any refund.

I am now going to report them to the Better Business Bureau for fraud as well as any other organization on the internet that I can find to report and warn people, especially senior citizens, of scams.  Be very cautious of this scam operation.

Vitamin Spice VTMSE
I bought in at .27 and it was downhill from then on.  Lots of “verbage” but apparently “all hype’.

We live and learn–and I must be a slow learner.

Chuck

Face it or ignore it. Your financial future is barreling toward you like a freight train.

As global banks wobble, Washington blunders along, and your money melts in a 0% interest world…your future gets closer. You’ll need more than gold to weather what could be coming.

Ask yourself if you’re prepared to face the future. Ask yourself if you’re as safe as you could be.

I’m SICK of hearing about US  Dollar , fiat currency vs. Gold, US credit ratings and other BORING economic theories you have ZERO control over.

The U.S. government prints more money, and puts the country deeper and deeper in debt. Gold prices rise. AND THEN… the price of this Secret Gold Currency skyrockets.
I’d like to share with you one of my favorite secrets about the gold markets.

Even with gold’s meteoric rise in recent weeks, I haven’t seen anyone in the mainstream press talk about this situation…

In short, it’s a little-known way to make extremely large gains with certain types of gold… AFTER gold prices rise. (Keep in mind this has nothing to do with stocks.)

If you are interested in buying gold, but worried you might have already missed the big gains, I encourage you to check out this  full report, here…

WARNING ! FAKE Bonnetpro Key Floor Care cleaning company.
They’re pretending to be ABC rug and carpet cleaning store.
This company is violating federal laws and legal measurements have been already taken against them.
The executive(John Klucznik) was already arrested 7 years ago for credit card fraud and for stealing rugs from clients.
This company has decided to return to business using the title “Bonnetpro Key Floor Care” although this person (Abraham Karadi)
is not allowed to work in this line of business.
If you have any questions about this fraud you turn to Telford, PA district attorney.
Right now this company is listed under the name of his wife because he cant be related to this kind of job.
And on top of that they have been threatening other carpet cleaning services.

In 2007 I enrolled in Chuck Hughes  “Failsafe Small Options Program”.His program guaranteed that if at the end of one full year of following his recommendations for small option trades, if I was not showing a profit my full enrollment fee ($5000) would be refunded>

He boasted of a better than 90% winning trades. I started my options brokerage account with about $8000 and followed all his trades without a single winner. At the end of my one year,I requested a refund and was told to send a copy of all my trades to…..

Diversified Trading Strategies,

6965 El Camino Real, Carlsbad Ca.,92009.

This I did,by registered mail. After a long period of time and a couple of follow up emails, I was contacted by a Leticia Zamora and told that she could not get me a refund because the contract was with a outfit that was no longer in business . She then tried to sell me on another program from Russel Sands.

I have since received offers for other programs, supposedly from Chuck Hughes.

My contract and my guarantee, as far as I am concerned were from Chuck Hughes, not someone else. MY total losses with this program were around $11,500.On Chuck Hughes website under “Buyer Beware” it says “I stand behind my written money-back guarantee which is simple. If you take the recommended trades and are not profitable after one year then you will be refunded the subscription cost”.

Beside the financial loss, I have had considerable  mental anguish trying to get this resolved.

If you could be of some help I would be greatly appreciative.

Thank You.

William Osburn wosburn@gmail.com

After spending considerable time listen to and scrolling through a long disertation on how to get a “Temporary Username and Temporary Password” that would permit me to login to and/or access “Black Market Income” site.

Also, I subscribed to the “12% letter” at a supposedly special rate of $39.00 via a credit card. 4 hours later, I still am not able to access the “black market income” web site, and have seen absolutely nothing incoming from anyone related to this site via email and promised.

Therefore, I have provided a copy of all of the date I downloaded and/or copied to my Lawyer, and have also notified my credit card company to block any payment in the amount of $39.00 related to order number 2457629. This is obviously a very well disguised SCAM!!!!

I was conned into going with this company by Rep Lisa Ford – 866-208-9351 it costs me $895.00 from 2 different credit cards.

They did the draft on 12/01/10 but I called numerous times and didnt get another live person on phone until end of February as I was ready to begin program but I didn’t have all the instructions or steps on what my next action should be. I realized end of January they overdrew one of my credit cards so I called and they put just enough money back to make pull it back from being over.

Then it was a few more weeks following when I got a Danielle Sourwein who told me he was sorry for my inconvenience and he is the Sr.Settlement/CEO he would handle my case personally, he even gave me his cell phone number.  Well I went thru mix up with Notaries, then I was educated that I would be doing something similar to filing bankrupt mind you before I met these persons my bills were current and my credit was ok.

They wanted me to stop paying my bills and things will go extremely bad before I see good again.  Well I decided end of march almost april I dont wish to do this anymore too much inconsistencies and now im being passed off to other people. I called Mr Sourwein telling him I need to be refunded he now saying he is the Sr Settlement  CEO all of a sudden and I need to speak with Matthew Mullins(480-258-6126) who is a very rude person who is not very updated with information when you speak with him.

2 weeks ago I called administrator Darla and she says all refunds will be processed on 4/29/11. I called today 5/6/11 Mr Mullins answers the phone, he says they can process refund quicker if I go back to my Credit card merchant and dispute the charge LOLOLOLOLOL they are backed up with processing right now.

Now it took them 5 secs to get the money off my credit card but its taking 2months to get it back on.  When I told them they over drew my card it took them an hour to put funds back on my credit card. ALL I  GONNA SAY IS I UNDERSTAND WHY PEOPLE BECOME POSTAL. This is a recession and WE all need our money. We are trying to do better but people(crooks)like this cause your entire demeanor to go another direction.

East Valley Financial are CROOKS.

I was charge 19.00 and taken out of my bank account and for the last two months sixty dollars every two weeks taken out of my bank account.

How can I stop this?

Their phone number and website plus fax number are bogus.